The mission of our private banking (section) is to serve as a long term and responsible partner in
increasing our clients’s financial assets.

Through a team of experienced private bankers we offer our clients complex care and an individual
approach in the management of their financial assets with the aim to secure their dynamic growth at an
acceptable level of risk. We rely on the experience of our highly professional securities portfolio
managers and specialists. Clients who intend to invest smaller amounts are welcome to comfortably
use the service provided through the network of our regional branches.

The mission of our corporate banking services is to share with our clients business risk on the way to
reaching our common goal; successful accomplishment of their business plans.

In both areas the characteristic feature of Privatbanka a. s., is a conservative approach based on the
precise judgement of risk involved. Thanks to this approach we protect financial assets put into our
keeping and contribute to financial stability and success of their projects. Privatbanka adheres to ESG
principles which we support through our activities.

This is our motto on the way to winning the trust of our clients.

Our long-term vision is to be a bank with modern private banking which adheres not only to
traditional conservative values but follows also modern trends in the area.

On the private banking market we wish to strengthen our position of an outstanding specialist in
securities investments and a leader in the area of corporate bond emissions. In the area of private
banking services we will strictly apply our basic principles and values of discretion, high level of
expertise, transparency and a flexible approach to the needs of our clients. These will be suitably
combined with new elements and trends coming especially from the area of information technologies.

In the area of corporate finance our vision and goal is to maintain a high quality of loan portfolio at a
stable growth of its volume. This growth will be built on our ability to listen to the clients and
accordingly react in a flexible and reasonable manner to their requests.

Privatbanka, a. s. carries out its activities i accordance with the values and principles of sustainable
development and social responsibility. Within this context an integral part of our product portfolio are
securities emitted by companies applying a responsible attitude to the environment and community.
Our bank excludes from credit financing business plans that do not follow the principles of
entrepreneurial ethics and those that can have a negative impact on the environment.

The heart of our bank is and always will be exceptional people – clients and our employees as well –
thanks to whom Privatbanka, a. s., is a symbol of both dynamic and also safe approach to the provision
of banking services.

The above (specified) is our motto on the way to economic success.